At TPG, the staff members are passionate about their favorite credit cards for various reasons. Some prefer premium travel cards with attractive welcome offers and high reward-earning structures, while others opt for no-annual-fee cards that offer flat rates on all purchases. However, some individuals, like the writer of this article, have a mix of both types of cards in their wallet.
The writer shares their experience of combining the Blue Cash Preferred® Card from American Express, Costco Anywhere Visa® Card by Citi, and Chase Sapphire Reserve® cards to maximize value and returns on their everyday purchases. They detail their strategy for earning the welcome bonus on the Sapphire Reserve, which includes planning purchases to meet the spending threshold and taking advantage of the card’s benefits.
The writer also highlights how they use the Sapphire Reserve for various expenses, such as travel purchases, dining, and everyday expenses like gas and groceries. They mention the benefits of the card, such as the $300 annual travel credit, DoorDash credits, and high earning rates on travel and dining.
Additionally, the writer provides tips on maximizing the benefits and earning rates of the Sapphire Reserve, including using the card for online travel bookings and setting it as the default payment method on various platforms like Lyft. They also discuss activating additional benefits like Global Entry/TSA PreCheck and enrolling in programs to take advantage of the card’s perks.
Overall, the writer emphasizes the value of the Sapphire Reserve card and how it has become a key component of their credit card portfolio, despite its high annual fee. They suggest considering the Chase Sapphire Preferred® Card as an alternative for those not ready to commit to a higher fee.