Battle of the Credit Cards: Chase Sapphire Reserve vs. Amex Gold

American Express® Gold Card vs. Chase Sapphire Reserve: A Battle of Travel Rewards Cards

When it comes to travel rewards cards, the American Express® Gold Card and the Chase Sapphire Reserve are two heavyweights in the industry. Both cards offer unique perks and benefits that cater to different types of travelers. Let’s take a closer look at how these two cards stack up against each other.

In terms of annual fees, the Chase Sapphire Reserve comes with a hefty $550 annual fee, while the American Express® Gold Card offers a more manageable $250 annual fee. However, the Sapphire Reserve comes with a $300 annual travel credit, which helps offset the higher annual fee.

When it comes to welcome offers, the Chase Sapphire Reserve offers 75,000 Ultimate Rewards points after spending $4,000 in the first three months, while the Amex Gold Card offers 60,000 Membership Rewards points after spending $6,000 in the first six months.

In terms of bonus categories, the Amex Gold Card offers 4 points per dollar at restaurants and U.S. supermarkets, while the Sapphire Reserve offers 3 points per dollar on travel and dining. Both cards have their strengths in this category, catering to different spending habits.

When it comes to benefits, the Sapphire Reserve offers a $300 annual travel credit, Priority Pass Select membership, and other travel-related perks. On the other hand, the Amex Gold Card offers up to $120 in annual dining credits and up to $120 in annual Uber credits.

Overall, both cards have their strengths and weaknesses, catering to different types of travelers. The Chase Sapphire Reserve is more focused on luxury travel experiences, while the Amex Gold Card is geared towards foodies and everyday spenders. Ultimately, the choice between these two cards will depend on your spending habits and travel preferences.