Is State Farm discontinuing homeowners insurance in San Diego?

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State Farm Drops Homeowners in 50 San Diego County Zip Codes, Leaving Many Searching for New Insurance Options

SAN DIEGO (FOX 5/KUSI) — Homeowners in 50 San Diego County zip codes are getting the boot from State Farm, leaving many wondering where to turn for insurance policies.

More than 2,000 local policyholders, who live in areas from El Cajon to Lakeside and Jamul, will lose their protection when their current contracts expire. This will begin during the summer months.

For those now shopping around to find their next home insurer, there are a handful of providers that U.S. News & World Report listed as the best in the region. Here’s a look at those options, along with each company’s star rating with five being the best and one being the worst:

Amica

With a 4.1-star rating, U.S. News said Amica has many available discounts, including customer loyalty, claim-free, autopay, and automatic detection service. Bundling insurance options are also available.

USAA

This insurance company was given a 3.9-star rating by U.S. News. One pro, as mentioned in the review, is that replacement cost coverage and identity theft protection are included with standard homeowners insurance policies.

Nationwide

With a 3.8-star rating, this insurance company has several additional coverage options, according to U.S. News. This includes flood insurance, identity theft, better roof replacement, and earthquake insurance.

Lemonade

This company was given a 3.7-star rating and was described by U.S. News as having “lots of optional coverages” like extended reconstruction cost, swimming pool, water backup, and buried utility coverage.

Chubb

This company was also given a 3.7-star rating, with U.S. News highlighting its water backup and replacement cost coverage which is part of its standard policy. Chubb also has its own flood insurance program.

According to State Farm, San Diego County homeowners who will be impacted by dropped insurance coverage will be notified between July 3 and Aug. 20. In the meantime, it might be wise to start shopping around.