Maximizing the New Statement Credits on Hilton Surpass, Aspire, and Business Cards

American Express has made significant changes to its Hilton Honors credit cards, introducing revamped statement credits and higher annual fees. The mid-tier Hilton Honors American Express Surpass® Card now offers cardmembers up to $50 in statement credits each quarter for eligible Hilton purchases, totaling up to $200 annually. This includes bookings directly through the Hilton website or app and incidental charges like dining purchases and spa treatments.

On the other hand, the top-tier Hilton Honors American Express Aspire Card has replaced the old $250 airline fee credit with a new up to $50 quarterly statement credit for eligible flight purchases made directly with an airline or through amextravel.com. This credit can be used for airfare purchases directly with the airline or through Amex Travel.

Meanwhile, the Hilton Honors American Express Business Card now provides cardmembers with up to $60 in statement credits each quarter for Hilton purchases, totaling up to $240 annually. Similar to the Surpass card, this credit can be used for bookings made directly through the Hilton website or app and incidental charges like dining purchases and room service.

Despite the seemingly restrictive terms and conditions on paper, savvy points-and-miles enthusiasts have found ways to maximize these statement credits. By making strategic purchases like gift store items, dining at Hilton restaurants, or buying Hilton gift cards, cardmembers can make the most of these credits without necessarily staying at a Hilton property.

Overall, these changes offer cardmembers more opportunities to earn statement credits and enhance their Hilton Honors experience. It’s essential for cardholders to understand the terms and conditions of these credits to maximize their benefits effectively.