Money-Saving Trend: ‘Loud Budgeting’ – How to Save Without Sacrificing Your Daily Coffee Habit | UK News

In the world of money-saving trends, a new phenomenon called “loud budgeting” is taking social media by storm. This trend, which has nothing to do with giving up your daily coffee, is all about being vocal and firm about your financial boundaries in social situations.

The concept of loud budgeting was accidentally created by comedian Lukas Battle, who wanted to break the taboo of speaking about money. Inspired by the “quiet luxury” trend that was popular in 2023, Lukas decided to flip the script and promote the idea of being open about your financial limits.

On platforms like TikTok, videos under the hashtag #loudbudgeting have amassed over 30 million views, sparking a conversation about the importance of setting financial boundaries and prioritizing spending on things that truly bring joy.

Lukas, who initially introduced the term in a comedy sketch, explained that loud budgeting is not about being poor but about being unapologetic about your financial decisions. By openly discussing money, he believes that people can feel empowered and create a more realistic relationship with their finances.

Other individuals, like Mia Westrap, have also embraced loud budgeting by embarking on challenges like a no-buy year and sharing their financial journeys with their followers. This trend has not only helped them save money but has also encouraged them to have open and honest conversations about their finances.

While loud budgeting may not be for everyone, financial experts believe that it has the potential to reduce the stigma around talking about money and help individuals become more conscious and intentional with their spending. As long as people approach it with caution and consideration for others, loud budgeting could be a game-changer in the world of personal finance.