Review of Rooms To Go Credit Card: Everything You Need to Know

The Rooms To Go Credit Card may not offer rewards, but it does provide appealing interest-free financing options for both new and existing cardholders. With a rating of 2 out of 5 stars, the card is best suited for those looking to make large purchases at Rooms To Go without having to pay interest for a specified period.

One customer shared their experience of using the Rooms To Go Credit Card to furnish their daughter’s room with new furniture. By taking advantage of the five years of interest-free financing, they were able to make monthly payments that fit into their budget without depleting their savings. The card requires at least fair credit for approval, making it accessible to a wide range of customers.

While the card has its pros, such as no annual fee and the ability to prequalify without impacting your credit score, it also has its cons. The card can only be used for Rooms To Go purchases, and the interest-free financing requires equal monthly payments. Additionally, the card cannot be used for down payments, such as delivery and sales tax.

Overall, the Rooms To Go Credit Card is worth considering for those looking to finance large purchases at Rooms To Go. However, customers who prioritize earning rewards or want the flexibility to use their card at other merchants may find better options elsewhere. It’s essential to weigh the pros and cons before deciding if this card is the right fit for your financial needs.