Review of the Hilton Honors American Express Surpass Card: Affordable Fee with Premium Benefits

The Hilton Honors American Express Surpass® Card is making waves in the credit card world with its valuable perks and rewards. With a solid rating of ½, this card offers automatic Hilton Gold elite status, which includes complimentary breakfast, increased earnings, and space-available upgrades at Hilton properties. The $150 annual fee is easily justified by the status perks alone.

Ideal for frequent Hilton guests who want a cobranded credit card with modest fees, the Hilton Surpass has recently been refreshed to offer expanded earning categories, statement credits for Hilton purchases, and rental car elite status. Applicants need a credit score of 670 or higher to be eligible for this card.

For a limited time, new applicants can earn a welcome offer of 130,000 bonus points plus a free night reward after spending $3,000 on purchases in the first six months. This offer ends on July 31, making it one of the best welcome offers available.

The card’s ongoing perks include Hilton Honors Gold status, up to $200 in Hilton statement credits, and rental car elite status. With no foreign transaction fees, free two-day shipping, and other benefits, the Hilton Surpass offers long-term value for semi-regular Hilton guests.

Earning points with the Hilton Surpass is easy, with 12 points per dollar at Hilton properties and 6 points per dollar at U.S. restaurants, supermarkets, and gas stations. Redeeming points for free nights is the best option, with dynamic pricing and Points & Money options available.

Competing cards include the Hilton Honors American Express Card, the Amex Hilton Aspire card, and the Amex EveryDay Preferred card. Each card offers different perks and rewards, so it’s essential to choose the one that best suits your travel and spending habits.

Overall, the Hilton Honors American Express Surpass® Card is a top choice for Hilton enthusiasts looking to maximize their rewards and enjoy valuable benefits while staying at Hilton properties. Apply now to start earning points and enjoying the perks of this exceptional credit card.