Chase Ultimate Rewards points have long been a favorite among travelers due to their high valuation and flexibility. With the ability to transfer points to 14 valuable travel partners, including Hyatt, Southwest, and United, the Chase Ultimate Rewards program offers plenty of options for maximizing your rewards.
According to The Points Guy (TPG) valuations, the Chase Sapphire Preferred® and Chase Sapphire Reserve® currently offer sign-up bonuses worth up to $1,538, making them attractive options for those looking to boost their points balance.
In this post, we’ll highlight the top five Chase cards to consider if you want to earn more points for your next trip.
The Chase Sapphire Preferred Card is a popular mid-tier travel rewards card, ideal for most travelers with its reasonable $95 annual fee and generous sign-up bonus. With earning rates of 5 points per dollar on travel purchased through Chase Travel℠ and Lyft rides, 3 points on dining, and various other bonus categories, this card offers plenty of opportunities to earn points quickly.
The Chase Sapphire Reserve, on the other hand, is Chase’s top general travel rewards card, offering a higher earning rate on travel and dining purchases. With a $550 annual fee, this card is best suited for those who can take advantage of its premium perks, such as a $300 annual travel credit.
Other notable Chase cards include the Chase Freedom Flex, a popular cash-back rewards card with quarterly bonus categories, and the Chase Freedom Unlimited, another cash back card with a simple earning structure.
For business owners, the Ink Business Preferred Credit Card offers a high sign-up bonus and generous earning rates on business-related expenses.
Before applying for any Chase cards, be sure to familiarize yourself with Chase’s application restrictions, including the 5/24 rule and sign-up bonus restrictions on certain cards.
Overall, maximizing your Ultimate Rewards points with the right combination of Chase cards can help you earn valuable rewards for your travels.