What is the required credit score for the Amex Blue Cash Preferred?

If you’re in the market for a cash-back credit card that can help you earn rewards on your everyday purchases, the Blue Cash Preferred® Card from American Express might be the perfect fit for you. This card offers an impressive 6% cash back on U.S. supermarkets (up to $6,000 in spending each calendar year; then 1%) and select U.S. streaming services, 3% back on transit and U.S. gas stations, and 1% on all other purchases.

One of the key features of this card is the $0 introductory annual fee, which then increases to $95 thereafter. Cash back earned with this card can be redeemed for statement credits or used for Amazon purchases.

When it comes to the ideal credit score needed to increase your chances of being approved for the Blue Cash Preferred card, American Express recommends having a “good to excellent” credit score, which typically means aiming for at least a 670 score. However, having a credit score of 700 or higher can further improve your chances of approval.

Unlike premium travel credit cards, the Blue Cash Preferred is considered a mid-tier card, making it more accessible to a wider range of applicants. American Express also offers a tool called MyCredit Guide, which allows you to check your credit score and provides insights into which Amex cards you’re most likely to be approved for.

While your credit score is an important factor in credit card approval, issuers also consider other factors such as payment history, income, and the number of accounts you have open. Keeping these factors in mind can help you improve your chances of being approved for the Blue Cash Preferred card.