What is the required credit score for the Citi / AAdvantage Business World Elite Mastercard?

Citi® / AAdvantage Business™ World Elite Mastercard® is a popular choice for small-business owners looking to earn rewards while managing their expenses. However, one of the key concerns for potential applicants is whether their credit score is strong enough to qualify for this card.

While Citi doesn’t disclose specific credit score requirements for the Citi / AAdvantage Business World Elite Mastercard, a good credit score of at least 730 is generally recommended for approval. However, it is possible to be approved with a lower score depending on other factors in your application.

Factors such as payment history, amounts owed, length of credit history, new credit, and credit mix all play a role in determining your credit score. It’s important to monitor your credit score regularly and address any issues that may be affecting it.

If your application is rejected, you can call Citi’s reconsideration line to make your case and potentially get approved. It’s also advisable to wait until you’ve addressed the reasons for rejection before applying again.

With benefits like priority boarding, free checked bags, and a generous sign-up bonus, the Citi / AAdvantage Business World Elite Mastercard is a valuable tool for American Airlines loyalists. If you meet the credit score requirements and have a solid credit profile, this card could be a great addition to your business.